For all of the events in our lives that can be planned for, there are two major situations that often blindside us: the moment we fall in love, and the moment our teeth fall out.
While these two situations are certainly on opposite ends of the scale when it comes to excitement, they do share a similarity in both costing significant amounts of money, often an amount we haven’t factored into our everyday savings.
A personal loan for major life events is generally used to cover the various high costs associated with one-off lifetime events.
As the amount borrowed with these loans is on the higher side and often requires faster processing, extra consideration should be put toward application approval to ensure the money is received in time.
Choosing a secured loan requires you to provide an asset of equal or greater value to the lender. In return, you can generally access higher borrowing amounts and lower repayment amounts due to competitive interest rates attached to secured loans.
Whether you’re applying to finance your wedding or a new smile, you can qualify for a personal loan in New Zealand if you are:
If you meet the standard qualifying criteria for a personal loan, you can calculate how much you can borrow and compare lenders to find the best loan offers available in New Zealand before applying for a loan.
How much will a wedding cost? The cost of a wedding largely depends on the scale of the event, and how much of the associated wedding costs you plan to absorb on behalf of anyone attending.
Assuming that guests will be paying for their own overseas travel (if required to attend), your general wedding costs will relate to pre-wedding arrangements, financing your wedding day, and the costs of your post-wedding reception and honeymoon:
As the prices for all of the above vary substantially, financing a wedding should take very careful consideration. Make sure you calculate the amount you can comfortably afford to borrow and repay and be sure to confirm your costs before applying for a loan.
How much does a visit to the dentist cost? At the simplest end of the scale, a routine visit including X-rays and a scale and polish (a standard dental checkup) can cost up to $200.
If you require any fillings or extractions, the cost of these will depend on the severity of the issue, the number of teeth needing extraction, and the invasiveness of the procedure. For example, a root canal is a more complex procedure than a simple tooth extraction and can cost up to five times as much to preserve the area and maintain a healthy smile.
At the higher end of the scale, specialist implants or dental work that requires a specialist (e.g. a maxillofacial surgeon) can cost thousands of dollars depending on the amount of work required. The easiest way to save money when visiting the dentist is to maintain good oral hygiene and have regular checkups to avoid the need for costly, invasive procedures.